Challenges in Achieving 401(k) Millionaire Status as Balances Decline in Q1

Reported 1 day ago

In Q1 2025, 401(k) savers faced volatile market conditions, causing average account balances to decrease by 3% to $127,100. Fidelity reported a decline in the number of 401(k) millionaires, with 512,000 individuals holding at least $1 million, down from 537,000 in Q4 2024. Despite these challenges, many savers remained committed to their retirement plans, and the total savings rate increased to a record 14.3%, reflecting higher employee contributions and employer matching.

Source: YAHOO

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