Reported about 19 hours ago
With many Americans wrestling with credit card debt, debates are surfacing around the merits of credit card rewards. While money expert Dave Ramsey advises against accumulating points, citing increased spending and complications with redemption, numerous financial experts argue otherwise. They highlight that responsible credit card use can enhance credit scores, allow users to earn rewards from unavoidable expenses, and even help to cut travel costs. Ultimately, experts suggest that if used wisely, credit card rewards can offer benefits without leading to financial irresponsibility.
Source: YAHOO