5 Reasons High House Down Payments Persist Despite Buyer-Friendly Market Shift

Reported 2 days ago

A recent report reveals that average house down payments hit a historic high of 14.4% in 2024, prompting a need to explore the ongoing trends. Factors maintaining elevated down payments include increased personal savings during the pandemic, higher contributions from wealthy buyers investing in secondary properties, a shift towards repeat buyers with greater equity, stagnant home prices keeping pressure on buyer cash contributions, and high mortgage rates prompting larger down payments to secure better financing options.

Source: YAHOO

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