The average American perceives two distinct 401(k) retirement scenarios.

Reported 6 months ago

The article discusses how the Great Recession impacted retirement savings for Americans using 401(k) plans, showing two different realities for early Baby Boomers (born between 1948 and 1953) and late Baby Boomers (born between 1960 and 1965). Early boomers, who were later in their careers during the recession, had higher retirement savings compared to late boomers who faced widespread unemployment and lower savings due to the economic downturn. This highlights how timing and economic conditions can lead to significant differences in retirement wealth within the same generation. Late boomers are now seeking financial advice as they approach retirement age and may need a different approach to retirement planning based on their savings experiences.

Source: YAHOO

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