Reported about 22 hours ago
As Black Friday approaches, Mary Hines Droesch from Bank of America emphasizes the importance of setting and adhering to a budget to avoid impulse buying. She recommends the 50-30-20 rule for spending, allocating 50% of income to essentials, 30% to wants including holiday gifts, and 20% to savings. Following these guidelines can help consumers make smarter purchases during the holiday shopping season.
Source: YAHOO