Central Bank Tightens Mortgage Restrictions to Curb Overheated Housing Market; Second Home Purchase Loans Limited to 60% in Six Major Cities and Hsinchu

Reported 7 months ago

After a nearly four-hour meeting on June 13, the Central Bank's Board of Directors decided to maintain the policy rate but introduced selective credit control measures. In certain areas, including six major cities and Hsinchu, the maximum loan-to-value ratio for second home purchases will be lowered from 70% to 60% starting from June 14. Additionally, the reserve requirement for New Taiwan Dollar deposits will increase by 0.25 percentage points from July 1. These measures aim to address the rising property loan growth rates and cool down the housing market.

Source: YAHOO

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