Coinbase Offers Bitcoin-Backed Loans: Pros and Cons

Reported about 24 hours ago

Coinbase has launched a new loan service allowing users to borrow up to $100,000 in USDC stablecoins by using their bitcoin as collateral. The loans can be accessed via the Coinbase app, with service handled by the DeFi platform Morpho on the Base blockchain. While this offers the benefit of raising funds without incurring taxes from selling bitcoin, users risk liquidation if the value of bitcoin fluctuates or if the loan's loan-to-value ratio exceeds 86%. Additionally, as the service is tied to the bitcoin market's volatility, borrowers should weigh the risks against the potential financial needs.

Source: YAHOO

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