Dave Ramsey Advises Against Monthly Payment Focus in Car Purchases

Reported about 9 hours ago

Financial expert Dave Ramsey warns that focusing on how much a car costs per month rather than the total price can lead to overspending, potentially costing buyers an extra $10,000. He advocates for paying cash for vehicles and not exceeding half of one's annual income on all cars combined. Ramsey emphasizes the importance of budgeting based on savings goals and cautions against new cars due to rapid depreciation, recommending reliable used vehicles as cost-effective alternatives.

Source: YAHOO

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