Reported 2 days ago
The 4% rule, a long-standing guideline for retirement withdrawals, faces scrutiny from financial experts Dave Ramsey and Suze Orman. Ramsey argues that retirees can safely withdraw up to 5% based on optimistic market returns, while Orman warns this approach may be risky and recommends a more conservative 3% withdrawal rate. The discussion highlights the importance of considering inflation, market volatility, and personal circumstances in retirement planning.
Source: YAHOO