Reported 2 days ago
Early or larger withdrawals from a 401(k) do not directly lower future Required Minimum Distributions (RMDs) but can reduce the overall account balance, which may lead to lower RMDs when they begin at age 73. Various strategies, such as purchasing annuities or converting to a Roth IRA, can further help manage or delay RMDs. Consulting a financial advisor can provide tailored advice for individual retirement strategies.
Source: YAHOO