Reported 5 months ago
The article discusses the eligibility criteria and key considerations for applying for spousal Social Security benefits. It highlights that being married to someone entitled to retirement or disability benefits is the primary requirement, with spousal benefits being available even if the individual has never worked. The maximum spousal benefit is 50% of the spouse's full benefit amount, subject to considerations like the individual's own work history and retirement age. Working after claiming benefits could lead to reductions in monthly payments due to the retirement earnings test, and divorced spouses meeting specific criteria can also qualify for benefits.
Source: YAHOO