Home Insurers Charging Low Credit Score Americans 99% More

Reported 2 days ago

A recent report reveals that homeowners in the U.S. with low credit scores pay, on average, 99% more for home insurance than those with better credit. While many factors influence insurance rates, credit scores play a significant role, disproportionately impacting marginalized communities. Some states impose higher penalties for low credit than others, although a few have banned the use of credit scores in determining premiums. Homeowners are encouraged to improve their credit scores over time and explore options like shopping around for better rates or increasing deductibles.

Source: YAHOO

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