Inheriting IRAs: RMD Obligations Explained

Reported 2 days ago

This article discusses the rules surrounding Required Minimum Distributions (RMDs) for IRAs inherited from a deceased parent. It explains that if the deceased was already taking RMDs, the beneficiary must continue to do so based on their own life expectancy, while also emphasizing the 10-year rule that requires the account to be fully depleted within that time. It also clarifies that for inherited Roth IRAs, no RMDs are needed, but the account must still be emptied by the end of the tenth year.

Source: YAHOO

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