Navigating Hardship Withdrawals: Early Access to Retirement Savings

Reported 2 days ago

More Americans are turning to 401(k) hardship withdrawals due to rising living costs, with recent data showing an increase in requests for these funds. While these withdrawals can help meet immediate financial needs, they often come with significant penalties and tax implications. Financial experts urge individuals to consider other options, such as building an emergency savings fund or utilizing home equity, before tapping into retirement assets.

Source: YAHOO

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