New 401(k) Regulations Coming in 2026 for High Earners

Reported 1 day ago

Starting in 2026, a new IRS rule will change how catch-up contributions to 401(k) plans work for workers earning over $145,000. Those aged 50 and older may only contribute to a Roth 401(k), which has after-tax implications, potentially increasing their tax burden. This impacts a significant number of middle-aged high-income earners, urging them to consult with employers and financial advisors to adapt their retirement strategies.

Source: YAHOO

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