Online Payment Vulnerabilities Exploited by Fraudulent Groups Leading to Increasing Bank Disputes

Reported about 1 year ago

Cases of phishing SMS scams have been on the rise, with scammers tricking individuals into paying nonexistent fees through online payment links. Despite the multiple verification steps for online credit card transactions, including OTP codes, disputes arise as banks often argue that individuals willingly provided verification codes. This has led to a rising number of bank disputes, including cases of fraudulent Apple Pay setups on mobile phones. While online payments are convenient, they have also become a target for fraudsters. Victims recount entering their credit card details for small charges, only to have large sums promptly stolen. The evolving nature of credit card fraud showcases the importance of vigilance and validation processes to combat such criminal activities.

Source: YAHOO

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