Potential Changes to Mortgages if Fannie Mae or Freddie Mac Goes Public

Reported 3 days ago

The privatization of Fannie Mae and Freddie Mac could significantly impact mortgage costs and availability for borrowers. If these government-sponsored enterprises go public, they may reduce their affordable housing requirements, resulting in tighter lending standards and higher fees. Homebuyers with smaller down payments or lower credit scores could face more difficulties accessing mortgages, while rising mortgage rates could also stem from decreased investor demand. Homeowners are advised to lock in current rates, consider refinancing, and stay informed about potential policy changes.

Source: YAHOO

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