Rising Cancellation Rate: Life Insurance Payout Reaches All-Time High in May

Reported about 1 year ago

Life insurance cancellation rate has sharply risen, reaching a record high in May with payouts surging to 249.9 billion NT dollars, exceeding the total premiums of 193.5 billion NT dollars for the month, resulting in a net outflow of 56.3 billion NT dollars. With the increase in cancellations and the appreciation of the New Taiwan Dollar in May, insurance companies are facing cash flow challenges. The Federal Reserve may delay rate hikes until the end of the year, leading to a surge in USD-denominated policies cancellations with policyholders potentially breaking even or profiting due to exchange rates and investments in high-yield bonds.

Source: YAHOO

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