Should I Use My 401(k) to Pay Off Mortgages at 67?

Reported 15 days ago

A 67-year-old married man is considering whether to use his savings and 401(k) to pay off his two mortgages totaling $660,000 while planning for retirement. He owns a retirement villa free and clear and wants to achieve a comfortable monthly income of $6,000 from his savings, Social Security, and investments. Financial experts suggest calculating how much can be withdrawn from investments under the 4% rule and considering property sales or rentals to cover any shortfall in income without depleting emergency funds.

Source: YAHOO

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