Should You Cancel an Unused Credit Card?

Reported 2 days ago

Deciding whether to cancel an unused credit card can impact your financial health and credit score. Keeping the card open may help maintain a good credit score by contributing to your credit history and utilization ratio, especially if it has no annual fee or is your oldest account. However, if you're struggling to manage multiple cards or facing high fees, it might be worth canceling. Before making a decision, review your financial situation, credit history, and the potential impacts on your credit score.

Source: YAHOO

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