Reported 9 months ago
In Taipei on June 8, 2024, life insurance companies mentioned that many Taiwanese hold US dollars, and US dollar policies have several advantages. To address exchange rate risks, individuals can opt for staggered payment methods to evenly spread out the risk over the years. For those without US dollars, they can consider purchasing US dollar policies in installments to diversify exchange rate risks. Overall, US dollar policies offer high interest rates and lower premiums compared to NT dollar policies and can be part of one's asset allocation strategy, with the option to spread payment over years to mitigate exchange rate risks.
Source: YAHOO