The Impact of a Single Year Without Retirement Savings

Reported 2 days ago

A year without saving for retirement can lead to significant long-term losses due to the nature of compound interest. For instance, if you typically contribute $6,000 annually and experience an average growth rate of 7%, skipping one year could cost you around $45,000 in future value over 30 years. Depending on your age, the lost potential can vary considerably, with younger savers facing larger impacts. To mitigate the consequences of a missed year, experts recommend resuming contributions as soon as possible, making catch-up contributions, and automating savings.

Source: YAHOO

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