Understanding Average Social Security Benefit at Age 62

Reported 9 months ago

As retirement planning is crucial, it's beneficial to estimate Social Security benefits, especially starting at age 62. Eligibility requires earning 40 credits, with a limit of 4 per year and an updated value of $1,730 per credit. Factors affecting benefits include working years, earnings history, full retirement age, and claiming age, with delaying leading to higher payments. The average monthly benefit for retirees at age 62 in 2023 was $1,298, emphasizing the importance of thoughtful Social Security planning for financial security.

Source: YAHOO

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