Understanding RMD Rules for Working Seniors at 75

Reported about 23 hours ago

At age 75, individuals typically must start taking required minimum distributions (RMDs) from their pre-tax retirement accounts, like IRAs and 401(k)s. However, if they are still employed by the company that sponsors their retirement plan, they can postpone RMDs from that specific plan. In contrast, RMDs from individual retirement accounts must still be taken regardless of employment status. Compliance with these rules is vital to avoid tax penalties.

Source: YAHOO

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