Reported 10 months ago
Spousal benefits under Social Security can be worth up to 50% of the higher-earning spouse's benefit at full retirement age. When claiming Social Security, the spouse must file for spousal benefits with the Social Security Administration to receive them. The spouse's own retirement benefits or marital status do not affect eligibility for spousal benefits. Calculating spousal benefits is based on the primary earner's full retirement age benefit amount, and claiming spousal benefits before or after full retirement age can affect the benefit amount. Consult a financial advisor for guidance on maximizing Social Security benefits and retirement planning.
Source: YAHOO