US Mortgage Rates Hit Six-Month High, Dampening Housing Demand

Reported 2 days ago

US mortgage rates have reached their highest level since early July, climbing to 6.97% for a 30-year mortgage, which has led to a significant decline in home purchase applications and refinancing activities. In the week ending December 27, applications for home purchases dropped nearly 7%, while refinancing requests fell over 23%. The rise in rates follows the Federal Reserve's expectations of slower interest rate cuts amidst persistent inflation, affecting buyer sentiment despite some adaptation to higher rates.

Source: YAHOO

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