US Regulators Authorize Freddie Mac Pilot Program to Buy Second Mortgages

Reported 8 months ago

US regulators have approved a pilot program for Freddie Mac to purchase second mortgages, aiming to make it more affordable for households to borrow against their home equity. The Federal Housing Finance Agency granted Freddie Mac permission to buy up to $2.5 billion worth of mortgages in an 18-month trial period, focusing on benefiting rural and underserved communities. The move comes as homeowners seek alternative financing options due to rising mortgage rates, with around $18 trillion of equity potentially available for extraction through private channels.

Source: YAHOO

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