When to Add Your Child as an Authorized User: Timing Matters

Reported 2 days ago

Adding your child as an authorized user on your credit card can help them build a credit history, but it's important to consider the timing. While many parents add their children when they are very young, experts suggest waiting until they are older and can understand the responsibility of credit. Additionally, children will not have a credit score until they turn 18, and too early an addition may expose them to identity theft risks. It's recommended to wait until mid-to-late teens to maximize both credit score benefits and the opportunity for financial education.

Source: YAHOO

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