Average Mortgage Debt Trends in 2025

Reported 1 day ago

In 2025, the average mortgage debt for American households reached $252,505, with millennials carrying the highest average at $312,014. The overall household debt shows a growing trend, as property values rise amidst a growing population, pushing total mortgage balances to new highs. Despite the burden of mortgage debt, it remains a preferred option for many due to low interest rates locked in during the pandemic, and continues to be viewed as 'good' debt. Variances across generations and states highlight differing financial landscapes in the nation.

Source: YAHOO

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