Reported 6 days ago
The 401(k) plan offers various investment options, including stocks, bonds, and target-date mutual funds, allowing savers to customize their portfolios. To effectively maximize returns, individuals should consider long-term performance, management fees, risk tolerance, and the need for diversification. Target-date funds provide a set-it-and-forget-it alternative, but investors should still approach them with caution, paying attention to fees and allocations. Understanding the investment landscape is crucial for maximizing retirement savings.
Source: YAHOO