Overview of Historical Mortgage Rates from the 1970s to 2025

Reported 2 days ago

The article explores the historical trends of 30-year fixed mortgage rates over the last several decades, highlighting key peaks and troughs. The rates peaked at over 16% in 1981 and reached a low of under 3% in 2021. As of September 2025, the average rate hovered around 6.81%. Factors influencing these fluctuations include economic events and Federal Reserve policies, showcasing how mortgage rates can impact homeownership and affordability.

Source: YAHOO

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