Understanding Life Insurance: Who Needs It and How to Choose

Reported about 5 hours ago

Life insurance is crucial for many Americans, yet 20% remain concerned about insufficient coverage. Financial planner Derieck Hodges emphasizes aligning life insurance with financial goals, explaining the basic types of policies: term and permanent. The article outlines key factors to consider, including protection for dependents, covering debts, and ensuring income replacement, advising individuals to first assess their financial commitments before selecting appropriate insurance.

Source: YAHOO

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