Why You Should Consider Flood Insurance Despite Its Limitations

Reported about 1 month ago

Flood insurance is costly and often comes with significant coverage restrictions, yet it has become crucial amidst increasing flooding risks caused by climate change, affecting even non-coastal regions. Many homeowners remain uninsured or underinsured, facing potentially devastating financial burdens after disasters like Hurricane Helene. With traditional homeowners insurance rarely covering floods and only 4% of U.S. households having flood insurance, the need for better awareness and updated flood maps is urgent. Despite the challenges of understanding risk perception, especially after disasters, flood insurance payouts can be substantial, highlighting the importance of securing coverage.

Source: YAHOO

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