Reported 12 months ago
To prevent housing speculation, public banks in Taiwan strictly adhere to an 80% loan-to-value ratio limit, cautiously evaluating loans without easily raising it. Only a few high-quality cases can obtain up to 85% financing. Statistics show that public banks have maintained a loan-to-value ratio average between 70% to 77% this year, with different banks having varying approaches and limitations based on factors like borrower profession and location. Exceptional borrowers, such as specific professionals and those in certain regions, may qualify for higher ratios up to 85%.
Source: YAHOO